Indigo mastercard cash back credit limit free#
Worry free spending with 0 liability on unauthorized charges More credit for your everyday needs. Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo. Shine brighter with a credit card as unique as you.
Indigo mastercard cash back credit limit full#
Indigo’s APR of 24.9 is very high, higher than most standard credit card interest rates, making it especially important to pay off any balance in full each month. Celtic Banks Indigo® Platinum Mastercard® is a short-term solution for customers with less-than-perfect credit histories. Pre-qualify without impacting your credit score. So you should try to pay off the amounts owed as quickly as possible. Cash Advance APR: 29.9 (plus 5 or 5, whichever is greater) Late Payment Fee: 40. Charges interest at a high rateīalances carried from month to month with the Indigo Credit Card will accrue interest at an annual rate that could be above the market averages for secured credit cards and credit cards in general. And that could make covering emergency expenses kind of tough. That means you could have as little as $201 to spend initially, depending on the annual fee. And if you don’t need an emergency loan, a secured card is definitely the way to go. However, you might have to pay a yearly fee of 75 in the first year and after that 99, but it will depend upon your worthiness. That’s a big range, so it’s understandable if you want a card with more predictable costs. The credit limit is only 300, and there is no annual fee. Can be free to use, or notĭepending on your creditworthiness, the Indigo Mastercard will charge an annual fee of $0, $59, or $75 the first year and $99 after.
You can track your progress with WalletHub’s free daily credit-score updates. So if you pay your bill on time and avoid maxing out your credit limit, it will help you improve your credit score. The Indigo Mastercard is built for people with bad credit and, like all other credit cards, reports to the major credit bureaus each month. Just keep in mind that prequalifying doesn’t mean you’re guaranteed approval.
Basically, it’s not worth paying a high annual fee for a 300 credit limit. The higher the annual fee, the less appealing this card becomes. For new cardholders, the 99 annual fee drops to 75 for the first year. The Indigo Card’s pre-qualification process allows you to see if you’re eligible for approval without actually submitting an application, which would trigger a hard credit inquiry that could temporarily reduce your credit score. But if you have poor credit, you will likely owe an ongoing annual fee of either 59 or 99.
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